Accidental Death and Dismemberment Insurance is designed to pay you a financial benefit if you dismembered (such as loss of a limb or sight) or pay your beneficiary if you lose your life in an accident. Typically, benefits for dismemberment vary by the severity of the injury.
 
Accidental Death and Dismemberment insurance is provided to our members, age 18 and older, at no cost to them.  Members must sign an enrollment form to receive AD&D.  The member is under no obligations once enrolled.  This is not life insurance.  Members may purchase additional coverage if they wish.  The service is offered through BCI.
 
$1,000 of coverage is provided to members up to the age of 69, $500 for members ages 70 and older.