Effective 12/01/2022 and subject to change. For additional information regarding rates and terms on Progressions Credit Union deposit accounts, please call 509.535.0191 or 800.828.8691. APY=Annual Percentage Yield. Federally Insured by NCUA.

To view our Fee Schedule, click here.
 

Kasasa Cash® Checking
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Disclosure Learn More
$0.00

$0.00

$0.00		 Range $0.00-$10,000 (Qualified Rate)

Range $10,000.01 or greater (Qualified Rate)

BASE RATE (Non-Qualified Rate)		 2.03%

2.03-0.28%

0.05%		 Truth in Savings Disclosure (PDF) Kasasa Cash
Qualifications to earn rewards:
  • At least 1 (one) direct deposit, ACH credit, or ACH payment transaction posted to the account per month
  • At least 12 (twelve) debit card purchases, each greater than $4.99, posted to the account per month
  • Be enrolled in and agree to receive eStatements
Dividends are compounded/credited monthly.

Kasasa Saver®
Must have a Kasasa Cash® or Kasasa Cash Back® Account
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Disclosure Learn More
$0.00

$0.00

$0.00		 Range $0.00-$10,000 (Qualified Rate)

Range $10,000.01 or greater (Qualified Rate)

BASE RATE (Non-Qualified Rate)		 0.50%

0.50-0.14%

0.05%		 Truth in Savings Disclosure (PDF) Kasasa Saver
Qualifications that must be met in the Kasasa Cash Account to earn the "Qualified" dividend rate above:
  • At least 1 (one) direct deposit, ACH credit, or ACH payment transaction posted to the account per month
  • At least 12 (twelve) debit card purchases, each greater than $4.99, posted to the account per month
  • Be enrolled in and agree to receive eStatements
Dividends are compounded/credited monthly.

Prime Savings Account*
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $25,000.00 0.15% Truth in Savings Disclosure (PDF) Prime Savings
$0.00 $100,000.00 0.25%
*Must have a Prime Checking Account.
Dividends are compounded/credited monthly.

Prime Checking Account
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $10,000.00 0.25% Truth in Savings Disclosure (PDF) Prime Checking
Dividends are compounded/credited monthly.

Basic Savings
Every new membership requires a Basic Savings Account
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $50.00 0.05% Truth in Savings Disclosure (PDF) Savings Accounts
Basic savings account have a $5.00 monthly maintenance charge if the balance falls below $200.00 unless designated as a SmartChoice Rewards Account or you have and use any other product or service with Progressions Credit Union (Savings, Checking, Credit Card, Loan, SmartLink, SmartLine, or debit card).

Dividends are compounded/credited quarterly.

Fees could reduce earnings.

Sub-Savings
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $0.00 0.05% Truth in Savings Disclosure (PDF) Savings Accounts
Dividends are compounded/credited quarterly.

YES! Savings and YES! Christmas Club
Minimum balance to openMinimum balance to openMinimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $0.00 2.00% Truth in Savings Disclosure (PDF) Christmas Club
$0.00 $2,000.01 2.00-0.05%
Dividends are compounded/credited monthly.
Youth Accounts
(SmartBaby, Jr. Stamper, and boom!)
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$5.00 $5.00 0.05% Truth in Savings Disclosure (PDF) Youth Accounts
Dividends are compounded/credited quarterly.

Money Market ("SmartMarket") Accounts
Minimum balance to open
 		 Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $2,000.00 0.10% Truth in Savings Disclosure (PDF) Money Market Accounts
$0.00 $10,000.00 0.10%
$0.00 $50,000.00 0.15%
Dividends are compounded/credited monthly.

 
Individual Retirement Accounts (IRA)
 
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $5.00 0.15% Truth in Savings Disclosure (PDF) IRA Accounts
$0.00 $10,000.00 0.20%
$0.00 $50,000.00 0.30%
Dividends are compounded/credited quarterly.
 
Save to Win Certificate
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$25.00 $25.00 0.35% Truth in Savings Disclosure (PDF) Save to Win

Official Rules
Dividends are compounded/credited monthly; deposits are allowed. The account will automatically renew at maturity and has a 10 day grace period. Withdrawal Penalty: Only one withdrawal allowed per 12 month term, otherwise the account must be closed. Another Save to Win account cannot be opened for a period of three months from the time the account is closed. Fees could reduce earnings. The fee for an early withdrawal is $25.00.
 
Certificate Specials
Minimum balance to open and earn stated APY 6 Month Term APY 12 Month Term APY 18 Month Term APY 24 MonthTerm APY 36 Month Term APY
$1,000.00 0.75% 3.05% 3.60% 3.60% 3.60%
Limited time offer. Subject to change and may be discontinued at any time. Specials will automatically renew at the regular rate for the same term at  maturity. Truth in Savings (PDF).
Certificates and IRA Certificates
Minimum balance to open and earn stated APY 6 Month Term APY 12 Month Term APY 18 Month Term APY 24 MonthTerm APY 36 Month Term APY
$500.00 0.25% 0.45% 0.55% 0.65% 0.75%
$10,000.00 0.30% 0.55% 0.65% 0.75% 0.85%
$25,000.00 0.30% 0.65% 0.75% 0.85% 0.95%*
$50,000.00 0.30% 0.65% 0.75% 0.85% 0.95%*
$100,000.00 0.30% 0.75% 0.90% 1.00% 1.05%*
*Special Step-Up for 36 Month Term with at least a $25,000.00 minimum balance: You will have a one-time option to adjust your APY to the prevailing Progressions Credit Union APY for new certificates of identical terms. Your certificate's original maturity date will not change.
 
Disclosures for above certificates are found in the Truth in Savings Disclosure (PDF)