Effective 05/01/2019 and subject to change. For additional information regarding rates and terms on Progressions Credit Union deposit accounts, please call 509.535.0191 or 800.828.8691. APY=Annual Percentage Yield
 


Federally Insured by NCUA

Click here to see our Special Certificate Rates!

To view our Fee Schedule, click here.

Save To Win
12 Month Savings Certificate
Minimum balance to open Minimum balance to earn stated APY Term APY
$25.00 $25.00 12 months 0.35%
Compounding and Crediting: Dividends are compounded and credited monthly; deposits are allowed. The account will automatically renew at maturity and has a 10 day grace period. Withdrawal Penalty: Only one withdrawal allowed per 12 month term, otherwise the account must be closed. Another Save to Win account cannot be opened for a period of three months from the time the account is closed. Fees could reduce earnings. The fee for an early withdrawal is $25.00.

Truth in Savings Disclosure
Official Save to Win Rules

Learn more about this fun way to save on our Save to Win page!

Basic Savings and Sub Savings
Minimum balance to open
 		 Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$0.00 $50.00 0.10% Quarterly/Quarterly Quarterly/Actual Daily Balance
$0.00 $2,000.00 0.10%
$0.00 $5,000.00 0.10%
$0.00 $10,000.00 0.10%
$0.00 $25,000.00 0.10%
$0.00 $50,000.00 0.10%
$0.00 $100,000.00 0.10%
Basic savings has a $5.00 monthly maintenance charge if the balance falls below $200.00 unless designated as a SmartChoice Rewards Account or you have and use any other product or service with Progressions Credit Union (Savings, Checking, Credit Card, Loan, SmartLink, SmartLine, or debit card). Fees could reduce earnings.
Truth in Savings Disclosure

Yes! Savings Accounts
Minimum balance to open Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$0.00 $0.00 2.00% Quarterly/Quarterly Quarterly/Actual Daily Balance
$0.00 $2,000.00 0.10%
Click HERE to learn more about the Yes! Savings Account. Fees could reduce earnings.
Truth in Savings Disclosure

Money Market ("SmartMarket") Accounts
Minimum balance to open Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$0.00 $2,000.00 0.15% Monthly/Monthly Monthly/Actual Daily Balance
$0.00 $5,000.00 0.15%
$0.00 $10,000.00 0.20%
$0.00 $25,000.00 0.20%
$0.00 $50,000.00 0.30%
$0.00 $100,000.00 0.30%
Fees could reduce earnings. Truth in Savings Disclosure

Prime Savings Accounts*
Minimum balance to open Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$0.00 $25,000.00 0.15% Monthly/Monthly Monthly/Actual Daily Balance
$0.00 $100,000.00 0.25%
*Must have a Prime Checking Account. Click HERE to learn more about the Prime Savings Account. Fees could reduce earnings. Truth in Savings Disclosure

Youth Accounts
(SmartBaby, Jr. Stamper, and boom!)
Minimum balance to open Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$5.00 $5.00 0.10% Quarterly/Quarterly Quarterly/Actual Daily Balance
Click HERE to learn more about our Youth Accounts. Fees could reduce earnings.
Truth in Savings Disclosure

Individual Retirement Accounts (IRA)
Minimum balance to open Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$0.00 $5.00 0.15% Quarterly/Quarterly Quarterly/Actual Daily Balance
$0.00 $2,000.00 0.15%
$0.00 $5,000.00 0.15%
$0.00 $10,000.00 0.20%
$0.00 $25,000.00 0.20%
$0.00 $50,000.00 0.30%
$0.00 $100,000.00 0.30%
Click HERE to learn more about IRA's. Fees could reduce earnings.
Truth in Savings Disclosure


 
CERTIFICATE SPECIAL
Also available for Traditional and Roth IRA's
Minimum balance to open and earn stated APY 16 month term APY 26 month term APY 42 month term APY
$10,000.00 1.76% 2.00% 2.25%
*Rate effective 02/19/2019 and subject to change. APY=Annual Percentage Yield. Dividends are compounded and credited monthly; additional deposits are not allowed; withdrawals are not allowed (except dividends) and renew automatically at maturity with a 10 day grace period as follows: 16 month will renew at the current 12 month term/rate; all others will renew at the current 36 month term/rate. Early withdrawal penalties apply. Fees could reduce earnings. For 16 months the amount of the early withdrawal penalty is 60 days of dividends whether earned or not. For accounts over 16 months, the early withdrawal penalty is 120 days of dividends whether earned or not. Ask for more details or call us at 509.535.0191. Existing Progressions Credit Union certificates not eligible for special rates. Not available for Step-Ups or Educational Savings Certificates. Federally insured by the NCUA. Truth in Savings Disclosure
    
 
Certificate & IRA Certificate Accounts
Minimum balance to open and earn stated APY 6 month term APY 12 Month term APY 18 Month term APY 24 Month term APY 36 Month term APY
$500.00 0.25% 0.35% 0.40% 0.70% 0.95%
$5,000.00 0.25% 0.35% 0.40% 0.70% 0.95%
$10,000.00 0.30% 0.35% 0.40% 0.75% 0.95%
$25,000.00 0.30% 0.35% 0.40% 0.80% 0.95%*
$50,000.00 0.35% 0.40% 0.45% 0.85% 1.00%*
$100,000.00 0.35% 0.45% 0.50% 0.90% 1.10%*
See Certificate Special Above for Additional Rates and Terms
Compounding and Crediting: Dividends are compounded and credited monthly; additional deposits are not allowed; withdrawals are not allowed (except dividends) and renew automatically at maturity with a 10 day grace period. *Special Step-up Feature for 36 Month Term with at least a $25,000.00 minimum balance: You will have a one-time option to adjust your APY to the prevailing Progressions APY for new certificates of identical terms. Your certificate's original maturity date will not change. Early Withdrawal Penalty: Early withdrawal penalties apply. Fees could reduce earnings. For accounts up to 18 months the amount of the early withdrawal penalty is 60 days of dividends whether earned or not. For accounts 18 months and more the early withdrawal penalty is 120 days dividends whether earned or not. Truth in Savings Disclosure

Prime Checking Account
Minimum balance to open Minimum balance to earn stated APY APY Compounding/
Crediting		 Dividend Period/Balance Method
$0.00 $10,000.00 0.25% Monthly/Monthly Monthly/Actual Daily Balance
Click HERE to learn more about Prime Checking Accounts. Fees could reduce earnings. Truth in Savings Disclosure