Effective 07/01/2025 and subject to change. For additional information regarding rates and terms on Progressions Credit Union deposit accounts, please call 509.535.0191 or 800.828.8691. APY=Annual Percentage Yield. Federally Insured by NCUA.

To view our Fee Schedule, click here.

Kasasa Cash® Checking
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Disclosure Learn More
$0.00

$0.00

$0.00		 Range $0.00-$30,000 (Qualified Rate)

Range $30,000.01 or greater (Qualified Rate)

BASE RATE (Non-Qualified Rate)		 5.50%

5.50%-2.04%

0.05%		 Truth in Savings Disclosure (PDF) Kasasa Cash
Qualifications to earn rewards:
  • At least 1 (one) direct deposit, ACH credit, or ACH payment transaction posted to the account per month
  • At least 12 (twelve) debit card purchases posted to the account per qualification cycle.
  • Be enrolled in and agree to receive eStatements
Dividends are compounded/credited monthly.

Kasasa Saver®
Must have a Kasasa Cash® or Kasasa Cash Back® Account
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Disclosure Learn More
$0.00

$0.00

$0.00		 Range $0.00-$30,000 (Qualified Rate)

Range $30,000.01 or greater (Qualified Rate)

BASE RATE (Non-Qualified Rate)		 4.50%

4.50%-1.80%

0.05%		  Truth in Savings Disclosure  (PDF) Kasasa Saver
Qualifications that must be met in the Kasasa Cash Account to earn the "Qualified" dividend rate above:
  • At least 1 (one) direct deposit, ACH credit, or ACH payment transaction posted to the account per month
  • At least 12 (twelve) debit card purchases posted to the account per qualification cycle.
  • Be enrolled in and agree to receive eStatements
Dividends are compounded/credited monthly.

Prime Savings Account*
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $25,000.00 0.15% Truth in Savings Disclosure (PDF) Prime Savings
$0.00 $100,000.00 0.25%
*Must have a Prime Checking Account.
Dividends are compounded/credited monthly.

Prime Checking Account
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings
$0.00 $10,000.00 0.25%  Truth in Savings Disclosure (PDF)
Dividends are compounded/credited monthly.

Basic Savings
Every new membership requires a Basic Savings Account
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $50.00 0.10% Truth in Savings Disclosure (PDF) Savings Accounts
Basic savings account have a $5.00 monthly maintenance charge if the balance falls below $200.00 unless designated as a SmartChoice Rewards Account or you have and use any other product or service with Progressions Credit Union (Savings, Checking, Credit Card, Loan, SmartLink, SmartLine, or debit card).

Dividends are compounded/credited quarterly.

Fees could reduce earnings.

Sub-Savings
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $0.00 0.10% Truth in Savings Disclosure (PDF) Savings Accounts
Dividends are compounded/credited quarterly.

YES! Savings and YES! Christmas Club
Minimum balance to openMinimum balance to openMinimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $0.00 2.00% Truth in Savings Disclosure (PDF) Christmas Club
$0.00 $2,000.01 2.00-0.05%
Dividends are compounded/credited monthly.
Youth Accounts
(SmartBaby, Jr. Stamper, and boom!)
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$5.00 $0.00 0.10% Truth in Savings Disclosure (PDF) Youth Accounts
Dividends are compounded/credited quarterly.
Money Market ("SmartMarket") Accounts
Minimum balance to open
 		 Minimum balance to earn stated APY APY Truth in Savings Learn More
$2,000.00 $2,000.00 0.40% Truth in Savings Disclosure (PDF) Money Market Accounts
$10,000.00 0.60%
$50,000.00 0.75%
$75,000.00 0.75%
$100,000.00 0.85%
Dividends are compounded/credited monthly.
Premium Money Market ("SmartMarket Plus") Accounts
Minimum balance to open
 		 Minimum balance to earn stated APY APY Truth in Savings Learn More
$25,000.00 $0.00 0.30% Truth in Savings Disclosure (PDF) Money Market Accounts
$25,000.00 0.85%
$50,000.00 1.00%
$75,000.00 1.00%
$100,000.00 1.51%
$250,000.00 3.03%
Dividends are compounded/credited monthly.
 
Individual Retirement Accounts (IRA)
 
Minimum balance to open Minimum balance to earn stated APY APY Truth in Savings Learn More
$0.00 $5.00 0.15% Truth in Savings Disclosure (PDF) IRA Accounts
$0.00 $10,000.00 0.20%
$0.00 $50,000.00 0.30%
Dividends are compounded/credited quarterly.
   
Certificates and IRA Certificates
Minimum balance to open and earn stated APY 6 Month Term APY 12 Month Term APY 18 Month Term APY 24 MonthTerm APY 36 Month Term APY
$500.00 4.00% 4.00% 3.50% 2.47% 2.25%
$10,000.00 4.00% 4.00% 3.50% 2.47% 2.25%
$25,000.00 4.00% 4.00% 3.50% 2.47% 2.25%
$50,000.00 4.00% 4.00% 3.50% 2.47% 2.25%
$100,000.00 4.00% 4.00% 3.50% 2.47% 2.25%
*Special rate bump for 36 Month Term with at least a $25,000.00 minimum balance: You will have a one-time option to adjust your APY to the prevailing Progressions Credit Union APY for new certificates of identical terms. Your certificate's original maturity date will not change.
 
Disclosures for above certificates are found in the Truth in Savings Disclosure (PDF)
Youth Certificates
Minimum balance to open and earn stated APY 12 Month Term APY
$100.00-$2,000.00 5.00%
$2,000.01 or greater 5.00%-1.00%
Certificate must be opened on account in which the primary member is 18 years or younger. One deposit per month allowed, minimum $25.00. One youth Certificate per member. Certificate will roll-over to regular youth certificate at maturity. Once primary member reaches age 19, the certificate will be transferred to the primary share account at maturity.

Disclosures for Youth Certificates can be found in the Truth in Savings Disclosure (PDF)