If you have been involved in an accident and need to file a claim please visit AAA Claims .

Whether your AAA auto insurance policy extends to cover rental cars generally depends on the specific coverages you have on your personal vehicle policy: Coverage Requirement: Typically, coverage such as comprehensive and collision may extend from your personal auto policy to a rental vehicle, subject to policy terms and limits. Important Considerations: We strongly recommend confirming your specific coverage details with your AAA Insurance Agent before renting. Always check with the rental car   More...

Insurance Quick Pay: If you'd like to make a fast, one-time payment without logging into a full account, visit the Insurance Quick Pay page and follow the instructions provided. MyPolicy Account: For full account management features – including making payments, setting up or managing automatic payments (autopay), saving payment methods, and viewing policy documents – use your MyPolicy account. Log in or create your MyPolicy account . From your account Dashboard or Payments sectio  More...

Understanding insurance requirements for driving in Mexico is essential, as your U.S. auto policy functions differently across the border. Liability Insurance (Required by Law): The government of Mexico does not recognize auto insurance policies issued in the U.S. or Canada as valid proof of liability coverage. To comply with Mexican law, you must purchase a separate Mexico Auto Liability insurance policy before you drive your vehicle into Mexico. Failure to have valid Mexican liability insuranc  More...

Determining the right amount of car insurance coverage depends heavily on your individual situation, driving needs, and financial circumstances. Here are key points to consider: State Minimum Requirements: At a minimum, all drivers must carry bodily injury and property damage liability coverage that meets their state's legally mandated limits. This basic coverage helps pay for injuries to others or damage to their property if you cause an accident. Beyond the Minimum: While state minimums sa  More...

Understanding deductibles and policy limits is crucial for selecting the right auto insurance policy to protect you financially. What is a Deductible? A deductible is the amount you agree to pay out-of-pocket towards a covered claim before your insurance coverage starts paying. Deductibles usually apply to Comprehensive and Collision coverages. Common deductible amounts range from $50 to $1,000 or higher. Example: With a $500 collision deductible, if you have a covered accident causing $2,000 in  More...

Yes, an auto insurance discount is available under certain conditions. To qualify: The driver must be between 16 and 25 years of “rated” age. The driver must be Unmarried. For a qualifying college graduate seeking this discount: A copy of their last quarter, semester, or comparable segment grades or transcripts must be provided. This documentation must indicate the student met specific academic requirements, such as: A grade point average (GPA) of 3.0 or higher. Completion of a minim  More...

Your AAA Homeowners or Renters insurance policy typically includes personal liability coverage, which can help if you are found legally responsible for injuries or damages, sometimes including those caused by pets. Generally, this liability coverage may apply if your pet bites someone, unless specific exclusions apply. Coverage may be affected or denied based on the following conditions: Applicant(s)/named insured(s) must not have any dogs or other animals, reptiles, and/or pets with any prior b  More...

AAA offers insurance coverage for eligible motor homes and RVs , subject to certain conditions. Eligibility Requirement: Generally, to insure an RV or motor home with AAA, you must also insure your primary use automobile (such as a car, truck, or SUV) with AAA Insurance. Situations Typically Not Eligible for Coverage: AAA generally cannot provide RV or motor home insurance under the following circumstances: The vehicle is regularly used for commuting to/from work or driven to work locations. The  More...

For immediate assistance on Multi-Factor Authentication (MFA), please contact 888-980-5650. What is Multi-Factor Authentication (MFA)? Multi-Factor Authentication (MFA) is a common security measure that requires users to verify their identify using two or more different methods. At AAA, you will be asked to verify your identify using a verification code before you sign into MyPolicy. This will ensure that only authorized individuals can access your sensitive insurance information, providing an e  More...